Description

Bi_Loan is a powerful, rule-based loan management solution designed for Nigerian entrepreneurs and financial platforms that want to offer micro-loans with full control over disbursement rules, repayment behavior, and user progression.

Whether you run a fintech startup, lending agency, or a financial service integrated with WooCommerce, Bi_Loan provides you with the automation you need to manage loans efficiently — without writing a single line of code.

🔑 Key Features:

✅ Rule-Based Loan Approval System
Set loan rules based on user behavior. For example, first-time borrowers can access ₦4,000, and if they repay on time, they qualify for a higher limit on the next loan.

✅ Tiered Loan Progression
Automatically increase or restrict loan limits based on repayment history. Build customer loyalty and reduce risk with intelligent automation.

✅ Customizable Interest & Duration
Set interest rates, repayment duration, and penalties per user level or loan plan.

✅ Contact And Photo Access Control
Can pull in users contact and user photo for risk management.

✅ Export Contacts
Can export users contact to pdf

✅ Mobile-First Design
Optimized for mobile users to easily apply, repay, and view loan status.

✅ Pull to refresh
Users can refresh the app by simply pulling it down

✅ Easy Admin Panel
Admins can monitor, approve, or decline loans, view repayment trends, and manage user limits — all from an intuitive dashboard.

✅ Multi-Role
Application Manager, Defaulters Manager, Admin Levels